How many Medicare beneficiaries are in Georgia?

Georgia has approximately 1.9M Medicare beneficiaries. Roughly 55% are enrolled in Medicare Advantage plans, with the balance on Original Medicare — often paired with a Medigap plan and a standalone Part D drug plan.

When is Georgia Medicare enrollment?

The Annual Enrollment Period (AEP) runs October 15 through December 7 each year, with changes effective January 1. The Medicare Advantage Open Enrollment Period (MA OEP) runs January 1 through March 31. New-to-Medicare beneficiaries use their 7-month Initial Enrollment Period around their 65th birthday.

Is Medigap available in Georgia?

Yes. Georgia has all federal Medigap letter plans (A, B, D, G, K, L, M, N, and high-deductible G and F for those eligible) available from multiple carriers. Medical underwriting typically applies outside your one-time 6-month Medigap Open Enrollment window, so timing matters.

Georgia · Medicare · 2026 plan year

Georgia Medicare plans for 2026.

Q: What are the top Medicare Advantage carriers in Georgia?

Leading Medicare Advantage carriers in Georgia include Humana, UnitedHealthcare (AARP), Aetna, Anthem Blue Cross Blue Shield, Cigna, Wellcare, Kaiser Permanente, and Alignment Health. Plan availability and network depth vary by county.

Georgia has approximately 1.9M Medicare beneficiaries — about 55% on Medicare Advantage, the rest on Original Medicare. We compare Medicare Advantage, Medigap, and Part D options from Humana, UnitedHealthcare (AARP), Aetna, Anthem Blue Cross Blue Shield, Cigna, Wellcare, Kaiser Permanente, and Alignment Health.

Talk to a licensed Georgia Medicare advisor Medicare basics Browse plans yourself

1.9M

Georgia Medicare beneficiaries

~55%

on Medicare Advantage in GA

All 159

Georgia counties served

Carriers pay us — never you

Want to enroll yourself? Compare Georgia Medicare plans online.

Same Medicare Advantage, Supplement, and Part D plans we'd quote you. SilverEdge stays your broker on file — call us anytime.

Open Medicare comparison

The core decision

Medicare Advantage vs. Medigap in Georgia

For most Georgians, the choice between Medicare Advantage (Part C) and Original Medicare plus a Medigap (Supplement) plan is the biggest decision you'll make.

Medicare Advantage in Georgia

Bundles Part A, Part B, and usually Part D into a private plan. Most Georgia metros offer competitive $0-premium plans with dental, vision, hearing, OTC, and transportation benefits.

Most Georgia MA plans are HMOs with local networks including Emory Healthcare, Northside Hospital, Piedmont Healthcare, WellStar, Children's Healthcare of Atlanta, Memorial Health (Savannah). We verify your doctors before enrolling.

Medigap in Georgia

Pairs with Original Medicare and covers the deductibles, coinsurance, and copays Medicare doesn't pay. Any doctor or hospital nationwide that accepts Medicare accepts Medigap — no networks.

Georgia Medigap premiums vary by ZIP and age, and carriers may medically underwrite outside your one-time 6-month Medigap Open Enrollment window.

Carriers

Top Medicare carriers in Georgia

Plan availability and network depth vary by county.

Humana & UnitedHealthcare

Both are major Medicare Advantage carriers in Georgia, with broad statewide networks across Atlanta, Augusta, Macon, Columbus, and Savannah. UnitedHealthcare's AARP-branded Medigap plans are very popular with Georgia seniors.

Anthem Blue Cross Blue Shield

Georgia's Blue plan. Long-running statewide networks, including most major Georgia health systems. Competitive Medicare Advantage and Medigap options.

Aetna & Cigna

Both offer competitive $0-premium Medicare Advantage HMO and PPO plans across Georgia metros, with strong pharmacy benefits via CVS Caremark (Aetna) and Express Scripts (Cigna).

Kaiser Permanente Georgia

Kaiser operates one of the few non-California Kaiser regions, exclusively in Atlanta and surrounding counties. Vertically-integrated model with Kaiser-only doctors and facilities.

Part D

Part D prescription coverage in Georgia

Under the Inflation Reduction Act, 2026 Part D caps out-of-pocket drug costs at $2,100 per year and eliminates the old "donut hole."

Every Georgia Medicare beneficiary needs prescription drug coverage (or creditable alternative coverage) to avoid the Part D late enrollment penalty. Georgia has dozens of standalone Part D plans plus drug coverage bundled into most MA-PD plans.

Formulary check: The same medication can land in very different tiers across plans. We run your drug list against every Part D plan in your ZIP.
Preferred pharmacy: Many Georgia Part D plans offer lower copays at preferred pharmacies (CVS, Walgreens, Walmart, Publix, Kroger, Costco). Which pharmacy you prefer can change which plan is cheapest.
Extra Help / LIS: Georgia beneficiaries with limited income may qualify for the Low Income Subsidy that significantly reduces drug costs.

Timing

Medicare enrollment dates for Georgia

Annual Enrollment Period (AEP): October 15 – December 7. Change Medicare Advantage or Part D plans; changes effective January 1.
Medicare Advantage Open Enrollment (MA OEP): January 1 – March 31. One plan change allowed for members already in a Medicare Advantage plan.
Initial Enrollment Period (IEP): 7 months around your 65th birthday — 3 months before, your birthday month, and 3 months after.
Medigap Open Enrollment: 6 months from your Part B effective date — the one-time window when Georgia Medigap carriers cannot deny you or charge more for health reasons.
Special Enrollment Periods: Moving into Georgia, losing employer coverage, qualifying for Extra Help, or moving into or out of a nursing facility may each trigger a SEP.

Common questions

Georgia Medicare FAQ

Are there Georgia-specific Medicare rules?

Medicare is federal, so core rules match nationwide. What varies in Georgia is plan availability, network depth, Medigap pricing, and carrier mix.

Can I switch from Advantage to Medigap later?

Sometimes. Outside your one-time Medigap Open Enrollment window, Georgia Medigap carriers can medically underwrite — which means they can decline you or charge more for health conditions. We walk through your specific options carefully.

What if my doctor is at a different network?

We verify every doctor and hospital you want to keep against each plan's network before recommending anything. Networks like Emory Healthcare, Northside Hospital, Piedmont Healthcare, WellStar, Children's Healthcare of Atlanta, Memorial Health (Savannah) are common in Georgia — but specifics vary plan by plan.

What does SilverEdge cost?

Nothing. Medicare carriers pay us a commission when you enroll. We earn the same regardless of which carrier you pick — our job is to find your best Georgia fit.

Coverage

Georgia counties we cover

All 159 Georgia counties. A few of the counties where we have the most active members:

Fulton (Atlanta) Gwinnett DeKalb Cobb Clayton Cherokee Forsyth Henry Hall Chatham (Savannah) Muscogee (Columbus) Bibb (Macon) Richmond (Augusta) Dougherty (Albany) Lowndes (Valdosta) Houston Carroll Rockdale Newton Paulding + 139 more

★★★★★

$1,860 / yr saved

on Medicare Advantage switch · Atlanta, GA

"I was on a Humana plan that didn't cover my new oncologist at Emory. SilverEdge moved me to a Kaiser plan that did, with extra dental and gym benefits I didn't know existed."

Linda B.

Network-driven MA switch · Atlanta, GA

Ready to compare Georgia Medicare plans?

Free, no pressure. Licensed in Georgia and all 50 states. We'll review your doctors, drugs, and budget — and walk you through the right Medicare combination for you.

(866) 534-1886 Request a callback