Medicare AEP 2027 in Georgia — what to know.
Oct 15 - Dec 7, 2026. The Annual Enrollment Period is your once-a-year chance to switch Medicare Advantage plans, switch Part D drug plans, or move between Original Medicare and Medicare Advantage. Plans you choose during AEP take effect January 1, 2027.
Why this AEP matters in Georgia
Georgia has roughly 1.7M Medicare beneficiaries, of whom about 54% are enrolled in a Medicare Advantage plan. AEP is when their plans can change — and when you can change yours.
2027 plan changes in Georgia
Kaiser Permanente operates in metro Atlanta and is the only true integrated-care Medicare Advantage option in Georgia. Humana and UnitedHealthcare lead statewide. Anthem BCBS Medicare Advantage continues strong in metro Atlanta and Columbus.
Your AEP 2027 checklist for Georgia
Your current plan mailed an Annual Notice of Change (ANOC) in late September. It lists every benefit, copay, network, and drug change for 2027. Don't recycle it — read it.
Networks change every year. Confirm your primary care doctor and any specialists are still in-network for 2027 — directly with the plan, not just on the website.
Formularies (covered drug lists) change annually. A drug that was Tier 2 in 2026 may move to Tier 4 in 2027 — tripling your copay. Run your meds through the plan's 2027 formulary.
Don't just renew. Compare your current plan against at least 2 alternatives — including Original Medicare + Medigap if you've never considered it. Best plan in 2026 is rarely best in 2027.
The Part D out-of-pocket cap stays at $2,000 in 2027. If you take expensive drugs, that cap dramatically changes the math — many people who couldn't afford Eliquis or Jardiance in past years now can.
After Dec 7 you generally can't change your Medicare Advantage plan until next AEP — except for the limited Open Enrollment window (Jan 1 - Mar 31) which only allows one change.
Top Medicare Advantage carriers in Georgia
Humana, UnitedHealthcare/AARP, Aetna, Anthem BCBS, Kaiser Permanente, WellCare (Centene).
Georgia retirees who travel to Florida should check whether their MA plan covers Florida providers. Most Atlanta-based HMOs do not.
Georgia metros we serve
We're licensed in all 50 states. Top GA markets:
- Atlanta
- Augusta
- Columbus
- Macon
- Savannah
- Athens
- Sandy Springs
- Roswell
- Johns Creek
- Albany
Metro Atlanta has 50+ MA plan options. South and Middle Georgia (Albany, Macon, Valdosta) have meaningfully fewer — but still 15-25 in each metro.
Free 14-minute Georgia plan comparison.
A licensed GA advisor compares your current plan against every GA alternative — including Original Medicare with Medigap. No cost. No pressure. No commission to you.
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