1099 · ACA & Medicare

The biggest paycheck in health insurance, minus the overhead.

Industry-leading commissions plus performance bonuses. Real inbound leads year-round. Zero desk fees, zero lead fees. We handle carriers, compliance, and admin — you focus on closing.

SilverEdge advisors collaborating on a client's plan review
Top commissions + bonuses1099 · paid weekly · no cap
$174K
Median Year-3 producer comp
Weekly
1099 commission paychecks
$0
Lead, desk, or tech-stack fees
Year-round
Inbound leads — SEP + AEP + OEP
Lead quality

Real inbound. Exclusive. Never aged.

No cold-calling. No shared lead pools. No re-sold lists from last year. Every lead is opt-in, exclusive to you, and warm.

68%
Inbound calls

From paid search, organic, and TV — caller already wants a quote.

24%
Web form requests

Routed to a producer in the prospect's state, usually within 14 minutes.

8%
Returning members

AEP/OEP review calls — your existing book that re-engages each year.

~14 min
Avg lead-to-quote time

Faster routing = higher contact rate = bigger paychecks.

Mix-of-source data from Q4 2025 across 40+ producers. Volume varies by season; AEP weeks see 3–4× normal flow.

Why SilverEdge

Maximum comp. Minimum distractions.

Not a call center. Not a churn-and-burn shop. A real team that pays you the most and hands you everything you need to close.

Industry-leading commissions

Top of the market on ACA PMPM and Medicare MA/Part D. We're not competing with you — we're paying you to close what we bring in.

Performance bonuses

Stack on top of commissions. Volume bonuses, quality bonuses, AEP blitz bonuses, persistency bonuses. The better you produce, the more you earn.

Real inbound lead flow

Year-round ACA and Medicare leads — inbound calls, web forms, warm transfers. Exclusive, not shared, not aged. You close, we hand you the next one.

Modern producer portal

Commissions, production dashboard, compliance vault, carrier bulletins, training, licensing — one login, always in sync.

Licensing & CE support

We help you license in new states and track CE hours before they expire. AHIP and carrier certifications reimbursed after first enrollment.

No fees, no overhead

No desk fees. No lead fees. No "tech stack" fees. No CRM fees. 1099 contractor — you run lean, we run the back office.

Compensation

Highest commissions in the industry. Plus bonuses.

Two divisions, one model: 1099 producer. Paid weekly. No caps. No fees. We hand you leads and pay you to close.

ACA

ACA Health Division

Industry-leading per-member, per-month commissions on every active ACA enrollment you write. Open Enrollment blitz bonuses stack on top.

  • Top-of-market PMPM commissions
  • Open Enrollment volume bonuses
  • Weekly commission pay
  • Exclusive inbound leads
Apply for ACA division
Medicare

Medicare Division

CMS-maximum first-year and renewal commissions on MA and Part D. Med Supp at top street-level. AEP performance bonuses layer on top.

  • CMS-max MA / Part D commissions
  • Top street-level Med Supp
  • AEP & persistency bonuses
  • AHIP + carrier certs reimbursed
Apply for Medicare division
The model, plainly: SilverEdge holds the carrier appointments and services the policies. You're a 1099 producer paid top commission on what you close, plus performance bonuses. No book ownership, no overrides, no FMO/GA structure — just the biggest paycheck we can hand you for closing the leads we give you. Everything in writing, sent during onboarding.
Run the numbers

ACA Pay Calculator

The official SilverEdge calculator — same comp model your producer agreement is paid against.

Open the official ACA Pay Calculator
Enter your members-per-week, retention, and bonus tier — get your projected weekly, annual, and residual pay.
Launch

Opens in a new tab. The calculator is a personal projection tool — your actual pay is governed by your signed producer agreement and current carrier commission schedules.

Tech

A real agent portal, not a clunky spreadsheet.

Modern, fast, mobile-friendly. Everything you need to run your book from one login.

Commission dashboard

Daily. By carrier. By product. Trending. Downloadable.

Production stats

Daily, weekly, AEP pace. Policies closed, conversion rate, bonus tier progress.

AEP readiness tracker

AHIP + carrier certs + license status — one bar shows if you're AEP-ready.

Compliance vault

E&O, W-9, contracts, SOAs — all e-signed and time-stamped.

State licensing tracker

Renewal dates, CE hours, auto-reminders before you lapse.

AI sales assistant

Trained on our scripts and CMS rules — ask anything, day or night.

Resource library

Scripts, objection handling, state-filed marketing, training videos.

Leaderboard & pace

See where you stack up. Commissions pace, policies written, retention.

Preview the agent portal

How it works

From apply to appointed in a week.

1

Apply in 2 minutes

Name, states, NPN if you have one. If you don't, we can help you get licensed.

2

Contracting & onboarding

24-hour turnaround on contracting paperwork. Carrier appointments triggered same day.

3

Portal access & start writing

Log in, pull leads, start quoting. We're here the whole way.

Producer voices

What active SilverEdge producers say.

Three producers in good standing — actual prior-year W-9 totals, in their own words.

★★★★★
$148K → $237K
Year 2 → Year 3 1099 comp

"I came from a captive carrier where I made $90K. Tripled my take-home in two years here. Inbound flow is real, comp is straight, and the portal actually works. Wish I'd switched sooner."

MT
Marcus T.
Medicare producer · 3 yrs · TX, FL, GA
★★★★★
$112K Year 1
first-year ACA producer comp

"Came in with one state license and zero AEP experience. Within 60 days I had AHIP, 4 carrier appointments, and a steady SEP flow. Six months in I was clearing $9K/wk during OEP."

AS
Ana S.
ACA producer · 1 yr · IL, MO, IN
★★★★★
$310K AEP 2025
Q4 alone — Medicare AEP earnings

"Compliance has my back, leads are exclusive, residuals stack. Other shops nickel-and-dime you for tech. Here I just close. AEP this year was the best I've ever had — by a wide margin."

RJ
Reyn J.
Medicare producer · 7 yrs · CA, AZ, NV
Apply

Ready to build with SilverEdge?

Takes two minutes. A recruiter calls within one business day.

Highest commissions. Real leads. Zero overhead.

Two minutes to apply. One business day to hear back. Paid weekly. 1099.

Apply now Preview the portal
Call (866) 534-1886