Turning 65 this year? Your Initial Enrollment Period is a 7-month window around your 65th birthday. Don't miss it — penalties last for life.
Medicare · 40+ carriers · 4.9 from 1,200+ members

Every Medicare plan in your ZIP, compared in minutes.

Advantage. Supplement. Part D. We pull every plan available to you, check your doctors and drugs, and help you pick what actually fits your life — not what pays us the most.

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Confident smiling senior client of SilverEdge Medicare advisors
Michael R., 76 — saved $2,100/yrin Part D drug costs at AEP review
Want to enroll yourself? Compare Medicare plans online.
Same Medicare Advantage, Supplement, and Part D plans we'd quote you. SilverEdge stays your broker on file — call us anytime.
Open Medicare comparison
40+
Medicare carriers represented
$1,840
Avg member 1st-year savings
~14min
Avg time to compare & enroll
$0
Carriers pay us — never you
Next Medicare enrollment window
Annual Enrollment opens Oct 15

AEP runs Oct 15 – Dec 7. Every Medicare beneficiary can change Advantage or Part D plans during this window. Changes take effect Jan 1.

Days
Hours
Minutes
Plan types

Which kind of Medicare plan fits you?

MA

Medicare Advantage (Part C)

Bundles hospital, medical, and usually Part D drug coverage into a single plan from a private carrier. Often includes dental, vision, fitness. Network-based.

  • Low or $0 monthly premium common
  • Extras: dental, vision, hearing, fitness
  • In-network providers matter — we check
MS

Medicare Supplement (Medigap)

Pairs with Original Medicare (Parts A + B) to fill the gaps — deductibles, coinsurance, copays. Works with any doctor that accepts Medicare. Separate Part D plan for drugs.

  • No networks — see any Medicare-accepting provider
  • Plan G and Plan N most popular
  • Higher premium, lower out-of-pocket
Rx

Part D (Prescription Drug)

Standalone prescription drug coverage. Works alongside Original Medicare or Medigap. Every plan has different formularies — we check your exact medications.

  • Every drug checked against every formulary
  • Pharmacy tier pricing compared
  • Lock-in: switches only at AEP / SEPs
Side by side

Medicare Advantage vs Supplement vs Part D

Plain English on what each does. Your advisor walks you through which fits.

Medicare Advantage Medicare Supplement Part D (Standalone)
Monthly premium Often $0 – $50 $120 – $300+ typical $10 – $80 typical
Doctor flexibility Network-based — we check yours Any provider that takes Medicare Pairs with any Original Medicare plan
Drug coverage included Usually yes (MAPD) No — pair with Part D Yes — drugs only
Dental / vision / hearing Often included Not included N/A
Out-of-pocket maximum Yes — capped annually Effectively zero on Plan G/F Drug coverage gap rules apply
Travel coverage Usually domestic only Foreign travel coverage available N/A
Switch flexibility AEP / OEP / qualifying SEP Anytime, but underwriting may apply AEP / SEPs
Best for Lower premiums, fine with networks Travelers, network-flexibility, predictable budget Anyone with Original Medicare needing drugs

All figures are typical ranges from CMS / carrier benchmark data — your actual options depend on your ZIP, doctors, and drug list. Your licensed advisor pulls plans specific to you.

Quick check

Am I eligible for Medicare?

Three quick questions. No personal info required.

Are you a U.S. citizen or legal permanent resident?

Key dates

When can I enroll?

IEP

Initial Enrollment Period

7 months around your 65th birthday. Three months before, your birthday month, and three months after. The ideal time to sign up.

AEP

Annual Enrollment Period

Oct 15 – Dec 7. Every year, every Medicare beneficiary can change Advantage or Part D plans. Changes take effect Jan 1.

OEP

Medicare Advantage OEP

Jan 1 – Mar 31. Already on Medicare Advantage? You can switch to a different MA plan once or return to Original Medicare.

SEP

Special Enrollment Periods

Year-round, if qualifying. Moving, losing employer coverage, leaving a plan with a 5-star rating — several events trigger SEPs.

Ready to talk?

Request a free Medicare plan review.

A licensed Medicare specialist calls you back — usually same day. 100% free, no obligation.

Optional — tell us more about your situation (faster, more accurate review)

SilverEdge does not offer every plan available in your area. We represent 40+ organizations offering Medicare Advantage, Medicare Supplement, and Part D. Please contact Medicare.gov, 1-800-MEDICARE, or your SHIP for all options.

Member savings

What our Medicare members saved last AEP.

Real numbers from real members in good standing — verified at re-enrollment.

★★★★★
$2,184 / yr
in Part D drug costs

"My advisor caught that one of my prescriptions wasn't on my old plan's formulary. Switched me to a plan covering it for the same monthly premium."

DR
Diana R.
MA-PD switch · Tampa, FL
★★★★★
$1,560 / yr
in MA premiums + dental

"Same doctor network, lower premium, plus a $1,500 dental allowance my old plan never offered. Took 18 minutes from quote to enrollment."

PB
Patricia B.
MA review · Phoenix, AZ
★★★★★
$2,140 / yr
in Medigap premium

"Found me a different carrier's Plan G with the exact same coverage as mine, but $178/month less. Underwriting passed in three days."

JM
James M.
Medigap re-shop · Charlotte, NC
Medicare FAQ

Common questions

When does the Medicare Annual Enrollment Period begin?
Medicare AEP typically runs October 15 through December 7 each year. During this period, Medicare beneficiaries can make changes to their Medicare Advantage or Part D plans. Check Medicare.gov or call 1-800-MEDICARE for the most current information.
Am I eligible to enroll in Medicare?
If you are a U.S. citizen or legal permanent resident and you are 65 or older, or if you are under 65 and have certain qualifying disabilities, you are generally eligible to enroll in Medicare.
How do I enroll in Medicare?
You can enroll through the Social Security Administration — online, by phone, or in person. Initial enrollment is typically around your 65th birthday: three months before, your birthday month, through three months after. If you miss this window, other periods apply but may carry penalties.
Medicare Advantage vs Medicare Supplement — which is better?
Neither is universally "better." Advantage plans often have lower premiums and extra benefits but require using the plan's network. Supplement plans have higher premiums but let you see any Medicare-accepting provider. The right choice depends on your doctors, your medications, how often you travel, and your budget. We walk through it with you.
Does SilverEdge cost anything?
No. Our services are free to you. Insurance carriers pay us a commission when you enroll.
Carrier appointments

Representing 40+ Medicare carriers nationwide

Your advisor pulls every plan available in your ZIP across all of these — not just whichever pays us most.

UnitedHealthcare
Humana
Aetna
Cigna
WellCare
Mutual of Omaha
Anthem
BlueCross BlueShield
Kaiser Permanente
Centene
Devoted Health
SilverScript

Plus regional carriers (BCBS state plans, Independence Blue Cross, Highmark, Wellmark, Premera, and 25+ others).

Ready for a free Medicare review?

A licensed advisor in your state — same day, no pressure, no cost.

Request my review (866) 534-1886
Talk to a licensed advisor — (866) 534-1886
Last updated: May 10, 2026 · Reviewed by SilverEdge Licensed Advisor Reviewers (NPN 21006123)