Look up your prescriptions before you enroll.
Every Medicare Part D plan and many ACA plans cover medications differently. Some drugs are on tier 1 ($) on one plan and tier 4 ($$$) on another. Use the tools below to check yours — or call us and we'll do it for every plan in your area.
Medicare Plan Finder (Official)
Medicare.gov's official Part D formulary lookup. Enter your drugs once, see total annual cost across every Part D plan in your ZIP.
Open Medicare Plan FinderGoodRx (independent)
Compare cash prices for prescriptions across pharmacies in your area. Useful for drugs not covered by your plan, or when paying out of pocket.
Open GoodRxSearch a specific carrier's drug list
Each carrier publishes its own formulary listing every covered drug, the tier, and any restrictions (prior authorization, step therapy, quantity limits).
Want us to do the math?
Tell us your medications. We'll check the formulary on every Medicare or ACA plan in your area and total your projected annual drug spend on each. Free, takes about 7 minutes.
2026 Part D update: Medicare Part D now has a $2,000 out-of-pocket cap on covered prescription drugs. Once you spend $2,000 on Part D drugs in a calendar year, you pay $0 for the rest of the year. Learn more →