2027 Florida Plan Year
UnitedHealthcare Medicare in Florida: 2027 plans, costs & how to enroll
AARP Medicare brand. Largest Medicare Advantage footprint nationally with broad network access and the AARP Rx Saver / Preferred Part D plans. Below: what UnitedHealthcare offers in Florida for 2027, who it’s a fit for, and how to compare against other carriers without spending hours on Medicare.gov.
$0/mo
starting MA-PD premium for many Miami ZIPs
$2,000
2027 Part D out-of-pocket cap (federal)
Oct 15 – Dec 7
AEP 2027 window (effective Jan 1, 2027)
What UnitedHealthcare typically offers in Florida
- Medicare Advantage HMO & PPO — bundles Parts A, B, and D into one plan
- Part D standalone PDP — for beneficiaries on Original Medicare or Medigap
- Dual-Eligible (D-SNP) in counties where Medicaid penetration is high
- Extras commonly bundled: dental, vision, hearing, OTC allowance, fitness (SilverSneakers or equivalent), telehealth
The Florida Medicare market in 2027
Florida is very competitive — most carriers offer multiple Advantage plans with rich extras like dental, vision, hearing, and grocery allowances.
Notable regional carriers in Florida: Florida Blue, Cigna HealthSpring.
Who UnitedHealthcare is typically a fit for
- Beneficiaries who want a broad national network when traveling between states
- Snowbirds splitting time between Florida and a winter/summer state
- Those who value bundled extras like dental and OTC over a stripped-down Original Medicare + Medigap setup
- Dual-eligibles whose state-Medicaid pairs well with UnitedHealthcare’s D-SNP offering
How to compare with other carriers
- Medicare.gov Plan Finder shows every plan in your ZIP code with star ratings, formularies, and costs
- Your specific doctors and prescriptions change which plan is best — never pick on premium alone
- Star ratings shift annually — review the latest CMS Stars before re-enrolling
- Or call SilverEdge — we run the comparison free in about 10 minutes
⚠️ SilverEdge offers select Medicare carriers in Florida — not every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 2027 plan details are subject to CMS approval. Educational only — not legal, tax, or medical advice.
Get a free UnitedHealthcare quote in Florida
Licensed advisor will pull up plans in your ZIP, check your doctors and drugs, compare across carriers, and enroll if it’s a fit. Free, no pressure, no signup.
(866) 534-1886