2027 California Plan Year
UnitedHealthcare Medicare in California: 2027 plans, costs & how to enroll
AARP Medicare brand. Largest Medicare Advantage footprint nationally with broad network access and the AARP Rx Saver / Preferred Part D plans. Below: what UnitedHealthcare offers in California for 2027, who it’s a fit for, and how to compare against other carriers without spending hours on Medicare.gov.
$0/mo
starting MA-PD premium for many Los Angeles ZIPs
$2,000
2027 Part D out-of-pocket cap (federal)
Oct 15 – Dec 7
AEP 2027 window (effective Jan 1, 2027)
What UnitedHealthcare typically offers in California
- Medicare Advantage HMO & PPO — bundles Parts A, B, and D into one plan
- Part D standalone PDP — for beneficiaries on Original Medicare or Medigap
- Dual-Eligible (D-SNP) in counties where Medicaid penetration is high
- Extras commonly bundled: dental, vision, hearing, OTC allowance, fitness (SilverSneakers or equivalent), telehealth
The California Medicare market in 2027
California is regional plans like Kaiser Permanente, SCAN Health, and Blue Shield of California are dominant alongside the nationals.
Notable regional carriers in California: SCAN Health, Blue Shield of CA, Kaiser Permanente, Health Net.
Who UnitedHealthcare is typically a fit for
- Beneficiaries who want a broad national network when traveling between states
- Snowbirds splitting time between California and a winter/summer state
- Those who value bundled extras like dental and OTC over a stripped-down Original Medicare + Medigap setup
- Dual-eligibles whose state-Medicaid pairs well with UnitedHealthcare’s D-SNP offering
How to compare with other carriers
- Medicare.gov Plan Finder shows every plan in your ZIP code with star ratings, formularies, and costs
- Your specific doctors and prescriptions change which plan is best — never pick on premium alone
- Star ratings shift annually — review the latest CMS Stars before re-enrolling
- Or call SilverEdge — we run the comparison free in about 10 minutes
⚠️ SilverEdge offers select Medicare carriers in California — not every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 2027 plan details are subject to CMS approval. Educational only — not legal, tax, or medical advice.
Get a free UnitedHealthcare quote in California
Licensed advisor will pull up plans in your ZIP, check your doctors and drugs, compare across carriers, and enroll if it’s a fit. Free, no pressure, no signup.
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