Wisconsin ACA health insurance plans for 2026.
Wisconsin uses the federal HealthCare.gov Marketplace for ACA enrollment. We compare every on-exchange carrier in your county — Anthem BCBS WI, Network Health, Security Health Plan, Quartz, MercyCare, Children's Community Health Plan, Common Ground, Dean Health Plan — and check your doctor's network before you enroll.
Wisconsin's ACA Marketplace
Wisconsin uses the federal HealthCare.gov Marketplace for ACA enrollment.
Most Wisconsinites qualify for federal premium tax credits.
2026 Wisconsin Marketplace carriers
Availability varies by county and metal tier (Bronze, Silver, Gold).
2026 Wisconsin on-exchange carriers include: Anthem BCBS WI, Network Health, Security Health Plan, Quartz, MercyCare, Children's Community Health Plan, Common Ground, Dean Health Plan.
Networks vary widely. Some plans use narrow networks built around a single health system; others use broader statewide PPOs. We verify your doctor and preferred hospital before recommending any plan.
Medicaid expansion in Wisconsin
Wisconsin has a unique partial Medicaid expansion under BadgerCare Plus. Adults under 100% FPL generally qualify for BadgerCare; adults from 100-138% FPL qualify for ACA Marketplace subsidies (no traditional coverage gap, but income thresholds differ from full-expansion states).
Wisconsin ACA enrollment dates
- Open Enrollment: November 1, 2025 – January 15, 2026 for 2026 coverage.
- Plan effective dates: Plans selected by December 15 start January 1; plans selected December 16 – January 15 start February 1.
- Special Enrollment Period (SEP): Triggered by qualifying life events — losing coverage, marriage, birth, moving, income change. Runs 60 days from the event date.
Wisconsin counties we cover
All 72 Wisconsin counties.
Ready to enroll in Wisconsin ACA coverage?
Free, no pressure. Licensed in Wisconsin and all 50 states. We'll check your subsidy, compare every Marketplace plan in your county, and verify your doctor's network — all before you enroll.