Indiana ACA health insurance plans for 2026.
Indiana uses the federal HealthCare.gov Marketplace for ACA enrollment. We compare every on-exchange carrier in your county — Anthem BCBS IN, Ambetter (Centene), CareSource, Oscar, US Health and Life — and check your doctor's network before you enroll.
Indiana's ACA Marketplace
Indiana uses the federal HealthCare.gov Marketplace for ACA enrollment.
Most Indiana ACA enrollees qualify for federal premium tax credits.
2026 Indiana Marketplace carriers
Availability varies by county and metal tier (Bronze, Silver, Gold).
2026 Indiana on-exchange carriers include: Anthem BCBS IN, Ambetter (Centene), CareSource, Oscar, US Health and Life.
Networks vary widely. Some plans use narrow networks built around a single health system; others use broader statewide PPOs. We verify your doctor and preferred hospital before recommending any plan.
Medicaid expansion in Indiana
Indiana expanded Medicaid via the Healthy Indiana Plan (HIP 2.0) in 2015. Adults under 138% FPL generally qualify.
Indiana ACA enrollment dates
- Open Enrollment: November 1, 2025 – January 15, 2026 for 2026 coverage.
- Plan effective dates: Plans selected by December 15 start January 1; plans selected December 16 – January 15 start February 1.
- Special Enrollment Period (SEP): Triggered by qualifying life events — losing coverage, marriage, birth, moving, income change. Runs 60 days from the event date.
Indiana counties we cover
All 92 Indiana counties.
Ready to enroll in Indiana ACA coverage?
Free, no pressure. Licensed in Indiana and all 50 states. We'll check your subsidy, compare every Marketplace plan in your county, and verify your doctor's network — all before you enroll.