Health insurance tools that actually help.
No phone number required, no email signup, no upsell. Free tools to research before you talk to anyone.
ACA Subsidy Calculator
Estimate your 2026 ACA premium tax credit in 60 seconds. Based on the IRA-extended subsidy schedule. No email required.
Open calculator →Drug Pricing & Formulary Lookup
Look up your prescriptions on any major Medicare Part D or ACA carrier formulary. See tier, cost, and coverage gaps before you enroll.
Open lookup →Find a Doctor (Network Checker)
Direct links to UHC, Humana, Aetna, Cigna, BCBS, Kaiser provider directories. Confirm your doctor is in-network before you commit.
Open finder →Plan Comparison
See real Medicare and ACA plans available in your ZIP. Filter by carrier, premium, and coverage. Real plan data from CMS.
Compare plans →Q&A Library
62 plain-English answers to the most common Medicare and ACA questions. Updated for 2026 by licensed advisors.
Browse answers →Ask AI Helpdesk
Ask any Medicare or ACA question and get an instant answer from our AI advisor. Trained on the latest 2026 CMS rules and SilverEdge expertise.
Ask AI →Want a real human to walk you through it?
Free 14-minute call with a licensed advisor in your state. No cost, no pressure.
Call (866) 534-1886