2027 Illinois Plan Year
Aetna / CVS Health Medicare in Illinois: 2027 plans, costs & how to enroll
CVS-owned. Well-integrated with MinuteClinic, CVS Pharmacy, and SilverScript Choice (the largest open-network PDP). Below: what Aetna / CVS Health offers in Illinois for 2027, who it’s a fit for, and how to compare against other carriers without spending hours on Medicare.gov.
$0/mo
starting MA-PD premium for many Chicago ZIPs
$2,000
2027 Part D out-of-pocket cap (federal)
Oct 15 – Dec 7
AEP 2027 window (effective Jan 1, 2027)
What Aetna / CVS Health typically offers in Illinois
- Medicare Advantage HMO & PPO — bundles Parts A, B, and D into one plan
- Part D standalone PDP — for beneficiaries on Original Medicare or Medigap
- Dual-Eligible (D-SNP) in counties where Medicaid penetration is high
- Extras commonly bundled: dental, vision, hearing, OTC allowance, fitness (SilverSneakers or equivalent), telehealth
The Illinois Medicare market in 2027
Illinois is BCBSIL + HCSC dominate; Cook County has 100+ MA plan choices in some ZIP codes.
Notable regional carriers in Illinois: Blue Cross Blue Shield of Illinois (HCSC).
Who Aetna / CVS Health is typically a fit for
- Beneficiaries who want a broad national network when traveling between states
- Snowbirds splitting time between Illinois and a winter/summer state
- Those who value bundled extras like dental and OTC over a stripped-down Original Medicare + Medigap setup
- Dual-eligibles whose state-Medicaid pairs well with Aetna / CVS Health’s D-SNP offering
How to compare with other carriers
- Medicare.gov Plan Finder shows every plan in your ZIP code with star ratings, formularies, and costs
- Your specific doctors and prescriptions change which plan is best — never pick on premium alone
- Star ratings shift annually — review the latest CMS Stars before re-enrolling
- Or call SilverEdge — we run the comparison free in about 10 minutes
⚠️ SilverEdge offers select Medicare carriers in Illinois — not every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 2027 plan details are subject to CMS approval. Educational only — not legal, tax, or medical advice.
Get a free Aetna / CVS Health quote in Illinois
Licensed advisor will pull up plans in your ZIP, check your doctors and drugs, compare across carriers, and enroll if it’s a fit. Free, no pressure, no signup.
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