Devoted Health vs Humana: which Medicare plan wins?
A side-by-side look at how Devoted Health and Humana compare for 2026 Medicare Advantage, Medigap, and Part D. Network size, star ratings, pharmacy preferred networks, and who each is genuinely the best fit for. Reviewed by licensed advisors who write these plans every day.
| Devoted Health | Humana | |
|---|---|---|
| Headquartered | Waltham, Massachusetts | Louisville, Kentucky |
| MA members (US) | ~250,000 | ~6.4 million |
| Typical CMS Star Rating | 4.5+ stars | 4.0 stars |
| Preferred pharmacy | CVS Caremark preferred network. Mail-order pricing competitive. | Walmart preferred network for Part D — major savings if you fill at Walmart, Sam's Club, or mail-order via Humana Pharmacy. |
| Best for | Top CMS Star Ratings industry-wide (often 4.5-5 stars). High-touch member services, on-call nurse line, integrated telehealth. Tech-forward. | Strong national MA network, generous extras (dental, vision, OTC, fitness via SilverSneakers), HMO + PPO availability in most states. |
| Watch out for | Smaller geographic footprint than legacy carriers — verify availability in your county. Newer brand (founded 2017). | PPO networks narrower than HMO in some markets. Some plans require referrals to specialists. |
| CMS reputation | Consistently among the top CMS-rated MA carriers nationally. | Many MA plans rated 4.0-4.5 stars by CMS in 2025. |
Devoted Health fits your life if…
- Top CMS Star Ratings industry-wide (often 4.5-5 stars). High-touch member services, on-call nurse line, integrated telehealth. Tech-forward.
- You fill prescriptions where Devoted Health's preferred pharmacy network is convenient.
- Your doctors and hospitals are confirmed in-network for Devoted Health in your county.
Humana fits your life if…
- Strong national MA network, generous extras (dental, vision, OTC, fitness via SilverSneakers), HMO + PPO availability in most states.
- You fill prescriptions where Humana's preferred pharmacy network is convenient.
- Your doctors and hospitals are confirmed in-network for Humana in your county.
The actual answer to "which is better"
Neither carrier is universally better. The right Medicare plan depends on three things: your doctors (must be in-network), your prescriptions (must be on the formulary at a manageable tier), and your total annual cost (premium + deductible + copays + max out-of-pocket). A licensed SilverEdge advisor compares both carriers — plus the 40+ other carriers in your county — on those three things in 15 minutes. Free.
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