Medicare & ACA health insurance in Memphis, TN.
Free, licensed-advisor comparison of every Medicare and ACA marketplace plan available in Shelby County and surrounding Tennessee counties. Same-business-day callback. We represent 45+ Medicare plans and every major ACA carrier in your ZIP.
Medicare in Memphis, TN
Memphis, TN is served by 45+ Medicare Advantage and Part D plans across major national and regional carriers. The largest local Medicare presence is from Humana, with significant share also from UnitedHealthcare AARP, Aetna, BCBS Tennessee, and others.
Top Medicare carriers serving Memphis:
Major hospital systems in network
Most Medicare plans in Memphis include access to one or more of the area's major hospital systems. Network composition varies significantly by plan — confirm your specific providers before enrolling.
Tennessee Medigap context
Tennessee Medigap requires underwriting outside Open Enrollment.
ACA Marketplace in Memphis, TN — service area note
SilverEdge currently sells ACA Marketplace plans in 7 states: Texas, Oklahoma, Ohio, Missouri, Indiana, Florida, and Alabama. Tennessee is not in our active ACA service area. For ACA enrollment in Tennessee, you can:
- Use HealthCare.gov directly (or your state-based marketplace if applicable)
- Find a licensed ACA broker in Tennessee via NIPR.com
- Use our free subsidy calculator to estimate your premium (works nationally)
Memphis ACA Marketplace at a glance:
Top carriers: BCBS Tennessee, Ambetter, Oscar. Average benchmark Silver plan premium: $510/month before subsidies.
For Medicare in Tennessee, SilverEdge IS licensed and serving — see Medicare section above. Call (866) 534-1886 for free Medicare consultation in Memphis, TN.
Free local advisor consultation
SilverEdge has licensed advisors in Tennessee who specialize in Memphis's Medicare and ACA markets. We compare every plan available in your specific ZIP code, verify your doctors and prescriptions are covered, and help you enroll — free, no obligation.
Most consultations take 14 minutes. Same-business-day callback during business hours (Mon-Fri 8am-8pm ET, Sat 9am-2pm ET). During Annual Enrollment Period (Oct 15-Dec 7) and Open Enrollment (Nov 1-Jan 15), we extend hours into evenings and weekends.
Talk to a Memphis licensed advisor — free
Compare every Medicare or ACA plan in Memphis, TN. We verify your doctors, your medications, and your specific situation against every option in your ZIP.