Texas Medicare Savings Programs (MSP) 2026.
If your monthly income in Texas is below the limits below, the state can pay your Part B premium ($185/month in 2026), your Part A and B deductibles, and your Medicare copays — saving you $2,200+/year. We screen for eligibility free.
2026 Texas MSP income limits
Compare your monthly income to the limits below. Asset limits apply ($9,660 single / $14,470 couple).
| Program | Single income limit | Couple income limit | What it covers |
|---|---|---|---|
| QMB (Qualified Medicare Beneficiary) | $1,255/mo | $1,704/mo | Part A & B premiums, deductibles, copays |
| SLMB (Specified Low-Income) | $1,506/mo | $2,044/mo | Part B premium only |
| QI (Qualifying Individual) | $1,695/mo | $2,300/mo | Part B premium only (must reapply each year) |
| QDWI (Working Disabled) | $2,510/mo | $3,408/mo | Part A premium for working disabled under 65 |
Income limits are 2026 Federal Poverty Level baselines. Texas may use higher limits — contact Texas Health & Human Services Commission (HHSC) directly to verify, or call us and we'll check.
How to apply for MSP in Texas
In Texas, MSP applications are processed by Texas Health & Human Services Commission (HHSC). You can apply by:
- Online: Visit https://www.hhs.texas.gov
- Phone: Call 2-1-1 (in-state) or 1-877-541-7905
- Free help: Call Texas Health Information Counseling and Advocacy Program (HICAP) at 1-800-252-9240 for free state-funded counseling
What you'll need to apply
- Proof of income (Social Security award letter, pension statements, recent pay stubs)
- Proof of resources (bank statements, retirement account balances, vehicle title, home value if rental)
- Your Medicare card
- Proof of TX residency (utility bill, lease, etc.)
- Social Security number
Don't forget: Extra Help (LIS) for prescription drugs
Separately from MSP, the federal Extra Help (Low Income Subsidy / LIS) program reduces your Part D drug costs to as little as $0 in copays. 2026 limits:
- Single income: Up to $1,903/month
- Couple income: Up to $2,575/month
- Resources: Up to $17,220 single / $34,360 couple (2026)
If you qualify for QMB, SLMB, or QI in Texas, you automatically qualify for Extra Help — no separate application needed. Otherwise, apply at ssa.gov/medicare/part-d-extra-help.
Free MSP eligibility screening for Texas residents.
A licensed advisor reviews your income and helps you understand which Medicare Savings Program you qualify for — and walks you through the Texas application process. Free, no obligation.
Call (866) 534-1886Or request a callback · Mon–Fri 8a-8p ET, Sat 9a-2p ET