Medicare Advantage at Vanderbilt Health.
Which Medicare Advantage plans work with Vanderbilt, how Medigap and Original Medicare access compares, and our advisor's tips on choosing a plan that keeps your Vanderbilt providers in-network.
About Vanderbilt Health
Founded in 1874 and headquartered in Nashville, Tennessee, Vanderbilt operates across Tennessee. Top 20 hospital nationally; #1 in Tennessee, with national strength in cancer (Vanderbilt-Ingram Cancer Center), cardiology, neurology, and pediatrics (Monroe Carell Jr. Children's Hospital).
Medicare Advantage carriers that contract with Vanderbilt
BlueCross BlueShield of Tennessee, Humana, UnitedHealthcare/AARP, Aetna, Cigna.
Vanderbilt is in-network with most major Tennessee MA plans. BCBS of Tennessee has the broadest Vanderbilt access.
Original Medicare with Medigap = full Vanderbilt access
If keeping Vanderbilt in-network is non-negotiable, the simplest path is Original Medicare (Parts A and B) plus a Medigap plan plus a standalone Part D plan. Medigap plans don't have networks — they pay out-of-pocket costs at any provider that accepts Medicare.
Vanderbilt accepts Medicare. So: Original Medicare + Medigap means you can see any Vanderbilt doctor, in any Vanderbilt hospital, with no referrals or pre-authorizations.
The trade-off: Medigap costs $100-$250/month (versus often $0 for Medicare Advantage), and standalone Part D adds $15-$70/month. But you get total provider freedom and predictable out-of-pocket costs.
How to verify your Vanderbilt doctor is in your Medicare Advantage plan
- Call the plan member services line with your doctor's full name and NPI number. Ask: "Is Dr. [Name], NPI [#####], in-network for [plan name] for 2027?"
- Check the plan's online provider directory. Search by full name. Verify the address matches your Vanderbilt location.
- Call your Vanderbilt doctor's office. Ask the receptionist which Medicare Advantage plans they accept. Verify both that the practice is in-network and that the specific physician is in-network — they're sometimes different.
- If you have specialists, repeat for each one. Network status varies physician-by-physician within the same hospital system.
Free 14-minute Medicare review.
A licensed advisor reviews your specific Vanderbilt providers, your prescriptions, and finds the Medicare Advantage or Medigap option that keeps your care in-network. Free, no obligation.
Call (866) 534-1886Or request a callback · Mon–Fri 8a-8p ET, Sat 9a-2p ET