Medicare network guide

Medicare Advantage at Mass General Brigham.

Which Medicare Advantage plans work with MGB, how Medigap and Original Medicare access compares, and our advisor's tips on choosing a plan that keeps your MGB providers in-network.

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About Mass General Brigham

Founded in 1994 (system formed; MGH founded 1811, BWH founded 1832) and headquartered in Boston, Massachusetts, MGB operates across Massachusetts. Mass General #4 Honor Roll, Brigham & Women's Top 20 nationally (US News 2025), with national strength in cancer (Dana-Farber affiliate), cardiology, orthopedics, neurology, and transplant surgery.

Medicare Advantage carriers that contract with MGB

Tufts Medicare Preferred, Blue Cross Blue Shield of Massachusetts, Harvard Pilgrim, Humana, UnitedHealthcare/AARP, Aetna.

Advisor's note:

Mass General Brigham is in-network with most Massachusetts Medicare Advantage plans. Tufts Medicare Preferred has historically had the strongest MGB network.

Original Medicare with Medigap = full MGB access

If keeping MGB in-network is non-negotiable, the simplest path is Original Medicare (Parts A and B) plus a Medigap plan plus a standalone Part D plan. Medigap plans don't have networks — they pay out-of-pocket costs at any provider that accepts Medicare.

MGB accepts Medicare. So: Original Medicare + Medigap means you can see any MGB doctor, in any MGB hospital, with no referrals or pre-authorizations.

The trade-off: Medigap costs $100-$250/month (versus often $0 for Medicare Advantage), and standalone Part D adds $15-$70/month. But you get total provider freedom and predictable out-of-pocket costs.

How to verify your MGB doctor is in your Medicare Advantage plan

  1. Call the plan member services line with your doctor's full name and NPI number. Ask: "Is Dr. [Name], NPI [#####], in-network for [plan name] for 2027?"
  2. Check the plan's online provider directory. Search by full name. Verify the address matches your MGB location.
  3. Call your MGB doctor's office. Ask the receptionist which Medicare Advantage plans they accept. Verify both that the practice is in-network and that the specific physician is in-network — they're sometimes different.
  4. If you have specialists, repeat for each one. Network status varies physician-by-physician within the same hospital system.

Free 14-minute Medicare review.

A licensed advisor reviews your specific MGB providers, your prescriptions, and finds the Medicare Advantage or Medigap option that keeps your care in-network. Free, no obligation.

Call (866) 534-1886

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