Medicare Advantage at Cleveland Clinic.
Which Medicare Advantage plans work with Cleveland Clinic, how Medigap and Original Medicare access compares, and our advisor's tips on choosing a plan that keeps your Cleveland Clinic providers in-network.
About Cleveland Clinic
Founded in 1921 and headquartered in Cleveland, Ohio, Cleveland Clinic operates across Ohio, Florida, Nevada, Abu Dhabi, London. #2 Honor Roll hospital in America (US News & World Report 2025), with national strength in cardiology, urology, gastroenterology, neurology, and orthopedics.
Medicare Advantage carriers that contract with Cleveland Clinic
Anthem BCBS, Humana, UnitedHealthcare/AARP, Aetna, Medical Mutual of Ohio, CareSource, Cleveland Clinic's own Medicare Advantage Plan (in select counties).
Cleveland Clinic operates its own Medicare Advantage HMO in select Ohio counties, plus contracts with most major MA carriers in northeast Ohio.
Original Medicare with Medigap = full Cleveland Clinic access
If keeping Cleveland Clinic in-network is non-negotiable, the simplest path is Original Medicare (Parts A and B) plus a Medigap plan plus a standalone Part D plan. Medigap plans don't have networks — they pay out-of-pocket costs at any provider that accepts Medicare.
Cleveland Clinic accepts Medicare. So: Original Medicare + Medigap means you can see any Cleveland Clinic doctor, in any Cleveland Clinic hospital, with no referrals or pre-authorizations.
The trade-off: Medigap costs $100-$250/month (versus often $0 for Medicare Advantage), and standalone Part D adds $15-$70/month. But you get total provider freedom and predictable out-of-pocket costs.
How to verify your Cleveland Clinic doctor is in your Medicare Advantage plan
- Call the plan member services line with your doctor's full name and NPI number. Ask: "Is Dr. [Name], NPI [#####], in-network for [plan name] for 2027?"
- Check the plan's online provider directory. Search by full name. Verify the address matches your Cleveland Clinic location.
- Call your Cleveland Clinic doctor's office. Ask the receptionist which Medicare Advantage plans they accept. Verify both that the practice is in-network and that the specific physician is in-network — they're sometimes different.
- If you have specialists, repeat for each one. Network status varies physician-by-physician within the same hospital system.
Free 14-minute Medicare review.
A licensed advisor reviews your specific Cleveland Clinic providers, your prescriptions, and finds the Medicare Advantage or Medigap option that keeps your care in-network. Free, no obligation.
Call (866) 534-1886Or request a callback · Mon–Fri 8a-8p ET, Sat 9a-2p ET