Medicare Advantage at Baylor Scott & White Health.
Which Medicare Advantage plans work with Baylor Scott & White, how Medigap and Original Medicare access compares, and our advisor's tips on choosing a plan that keeps your Baylor Scott & White providers in-network.
About Baylor Scott & White Health
Founded in 1903 (Baylor); 1897 (Scott & White); merged 2013 and headquartered in Dallas, Texas, Baylor Scott & White operates across Texas. Largest not-for-profit health system in Texas with 50+ hospitals, with national strength in transplant, cardiology, cancer, orthopedics, and women's health.
Medicare Advantage carriers that contract with Baylor Scott & White
Baylor Scott & White Health Plan (BSW's own MA plan), BCBS Texas, Humana, UnitedHealthcare/AARP, Aetna.
Baylor Scott & White operates its own Medicare Advantage plan with deep BSW system access. Most major Texas MA carriers also contract with BSW.
Original Medicare with Medigap = full Baylor Scott & White access
If keeping Baylor Scott & White in-network is non-negotiable, the simplest path is Original Medicare (Parts A and B) plus a Medigap plan plus a standalone Part D plan. Medigap plans don't have networks — they pay out-of-pocket costs at any provider that accepts Medicare.
Baylor Scott & White accepts Medicare. So: Original Medicare + Medigap means you can see any Baylor Scott & White doctor, in any Baylor Scott & White hospital, with no referrals or pre-authorizations.
The trade-off: Medigap costs $100-$250/month (versus often $0 for Medicare Advantage), and standalone Part D adds $15-$70/month. But you get total provider freedom and predictable out-of-pocket costs.
How to verify your Baylor Scott & White doctor is in your Medicare Advantage plan
- Call the plan member services line with your doctor's full name and NPI number. Ask: "Is Dr. [Name], NPI [#####], in-network for [plan name] for 2027?"
- Check the plan's online provider directory. Search by full name. Verify the address matches your Baylor Scott & White location.
- Call your Baylor Scott & White doctor's office. Ask the receptionist which Medicare Advantage plans they accept. Verify both that the practice is in-network and that the specific physician is in-network — they're sometimes different.
- If you have specialists, repeat for each one. Network status varies physician-by-physician within the same hospital system.
Free 14-minute Medicare review.
A licensed advisor reviews your specific Baylor Scott & White providers, your prescriptions, and finds the Medicare Advantage or Medigap option that keeps your care in-network. Free, no obligation.
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