Medicare network guide

Medicare Advantage at AdventHealth.

Which Medicare Advantage plans work with AdventHealth, how Medigap and Original Medicare access compares, and our advisor's tips on choosing a plan that keeps your AdventHealth providers in-network.

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About AdventHealth

Founded in 1973 (as Adventist Health System; rebranded 2018) and headquartered in Orlando, Florida, AdventHealth operates across Florida, Texas, Georgia, North Carolina, Tennessee, Kentucky, Wisconsin, Illinois, Kansas, Colorado. Largest faith-based health system in America with 50+ hospitals, with national strength in cardiology, oncology, orthopedics, neuroscience, and women's health.

Medicare Advantage carriers that contract with AdventHealth

Florida Blue, Humana, UnitedHealthcare/AARP, Aetna, AdventHealth Advantage (limited markets), WellCare.

Advisor's note:

AdventHealth is in-network with most Florida MA plans. Central Florida has the broadest network coverage. AdventHealth operates limited Medicare Advantage plans in select markets.

Original Medicare with Medigap = full AdventHealth access

If keeping AdventHealth in-network is non-negotiable, the simplest path is Original Medicare (Parts A and B) plus a Medigap plan plus a standalone Part D plan. Medigap plans don't have networks — they pay out-of-pocket costs at any provider that accepts Medicare.

AdventHealth accepts Medicare. So: Original Medicare + Medigap means you can see any AdventHealth doctor, in any AdventHealth hospital, with no referrals or pre-authorizations.

The trade-off: Medigap costs $100-$250/month (versus often $0 for Medicare Advantage), and standalone Part D adds $15-$70/month. But you get total provider freedom and predictable out-of-pocket costs.

How to verify your AdventHealth doctor is in your Medicare Advantage plan

  1. Call the plan member services line with your doctor's full name and NPI number. Ask: "Is Dr. [Name], NPI [#####], in-network for [plan name] for 2027?"
  2. Check the plan's online provider directory. Search by full name. Verify the address matches your AdventHealth location.
  3. Call your AdventHealth doctor's office. Ask the receptionist which Medicare Advantage plans they accept. Verify both that the practice is in-network and that the specific physician is in-network — they're sometimes different.
  4. If you have specialists, repeat for each one. Network status varies physician-by-physician within the same hospital system.

Free 14-minute Medicare review.

A licensed advisor reviews your specific AdventHealth providers, your prescriptions, and finds the Medicare Advantage or Medigap option that keeps your care in-network. Free, no obligation.

Call (866) 534-1886

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