ACA HelpDesk — Agent Portal

ACA HelpDesk — Agent Edition

AI reference for licensed agents working ACA marketplace plans. 2026 plan year in effect now (FPL chart, applicable %, IRA-extended PTCs) plus OE 2027 prep (Nov 1, 2026 – Jan 15, 2027).

Ask scenarios. Get scripts. Compare enhanced vs post-ARPA subsidy math (PTC sunset risk for 2026 → 2027 transition). Reference HealthCare.gov, IRS Pub 974, KFF, state exchanges directly.

• 2026 FPL + applicable % — full schedule, including IRA-extended cap
• OE 2027 prep — Nov 1, 2026 – Jan 15, 2027 windows, state-marketplace differences
• SEP documentation — Loss of MEC, marriage, move, income change
• CSR Silver mechanics — tier eligibility, AV bumps, MOOP reductions
• Subsidy cliff scenarios — quote both enhanced and post-ARPA rules for 2027

What can I help you with?